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River Valley Loans
River Valley LoansRiver Valley Loans
www.rivervalleyloans247.com/
As you’re comparing short-term small business loan options, you might see the cost of the loan expressed in different ways:
Interest rate. The percentage rate at which your loan will accrue interest.
Annual percentage rate (APR). The total cost to borrow the money over the course of the year, including interest and fees, expressed as a percentage
Factor rates. The cost of a loan is expressed as a decimal figure (typically 1.1 to 1.5). To determine the borrowing cost, you multiply the factor rate by the total loan amount. Unlike interest, factor rates don’t accrue over time — they’re fixed for the life of the loan. -
RiverValleyLoans
RiverValleyLoansRiverValleyLoans
www.rivervalleyloans247.com/
There are a lot of places you can go to get a business loan, but they typically fall into two categories: Traditional lenders (banks and credit unions) and online lenders (alternative lenders).
If you want to shop for fast short-term business loans, online lenders can usually move more quickly to get money into your account. Sometimes, you can get a fast business loan in as little as 24 hours. Online lenders also tend to provide accessible financing options that are an option for business owners with bad credit.
But that speed and accessibility come at a price. Traditional banks can take days or weeks to provide funds to customers. But they generally offer lower rates since they take on less risk, working primarily with business owners with good and excellent credit. -
RiverValleyLoans.com
RiverValleyLoans.comRiverValleyLoans.com
www.rivervalleyloans247.com/
Maybe your business ran into an unexpected obstacle. Or maybe it’s growing so fast that you need to bring on new employees. Business owners can face many situations where a little extra money can go a long way.
That’s where short-term business loans can help. Commonly issued for between $50,000 and $100,000 and paid back in two years or less, these loans can be a game-changing tool for your company.
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